Legal

Last Updated: June 2026


1. TERMS OF SERVICE

1.1 Acceptance of Terms

By accessing and using englishwithprofejaimi.com (the “Platform”), you agree to be bound by these Terms of Service. If you do not agree to all terms, do not use the Platform.

1.2 Platform Description

English with Profe Jaimi provides digital English acquisition content, memberships, and an AI-powered coaching service (Coach Destiny) for adult professionals seeking to develop English proficiency at B1–C1 levels. The Platform includes video episodes, audio content, community discussions, and interactive features.

1.3 Age Requirement

The Platform is available to individuals aged 18 and older only. By creating an account, you confirm that you are at least 18 years of age. Users under 18 are not permitted to register or use the Platform.

1.4 Membership & Subscription Terms

  • Membership Tiers: Available tiers include Lite, Standard, XP, Pro, Premium, and Premium Max.
  • Recurring Billing: Memberships renew automatically on your billing date unless canceled.
  • Cancellation: You may cancel your membership at any time through your account settings.
  • No Refunds: All membership purchases are final. No refunds are issued for any reason, including early cancellation, dissatisfaction with content, or service interruptions.
  • Billing Disputes: Contact Profe Jaimi immediately if you believe a charge is in error.

1.5 Payment Processing

Payment is processed by Stripe and PayPal. These processors handle all payment and billing information according to their own terms. We do not store or access your full payment card details. Refer to Stripe’s and PayPal’s privacy policies for their data handling practices.

1.6 Content Ownership & Usage Rights

  • Your Content: Any content you create, record, upload, or submit to the Platform (including speaking samples, written work, learning progress, and interactions with Coach Destiny) is owned by Profe Jaimi and English with Profe Jaimi.
  • Our License: By submitting content, you grant Profe Jaimi an unlimited, perpetual license to use, reproduce, modify, and distribute your content for any purpose, including marketing, platform improvement, AI training, research, and promotional materials, with or without attribution.
  • Platform Content: All other content on the Platform—including episodes, audio, courses, written materials, and Coach Destiny interactions—is owned by Profe Jaimi and protected by copyright. You may access this content for personal, non-commercial learning only.
  • No Resale: You may not resell, redistribute, or sublicense Platform content or memberships.

1.7 Prohibited Conduct

You agree not to:

  • Engage in spam, harassment, bullying, or abusive communication directed at other users or Profe Jaimi
  • Post or transmit illegal content or content that violates any law
  • Infringe on intellectual property rights (copyright, trademark, patent, etc.)
  • Use automated tools, bots, scraping scripts, or mechanical processes to access, monitor, or copy Platform content
  • Attempt to reverse engineer, decompile, or otherwise discover the source code or functionality of Coach Destiny or any proprietary technology
  • Share your login credentials or allow others to access your account
  • Resell, redistribute, or share your membership access with others
  • Manipulate Platform systems, disrupt service, or attempt unauthorized access
  • Collect personal data from other users without consent
  • Use the Platform for any commercial purpose without written permission from Profe Jaimi

Violation of these terms may result in immediate account suspension or termination without refund.

1.8 Account Termination

Profe Jaimi reserves the right to suspend or terminate your account immediately, without notice or refund, if you:

  • Violate any provision of these Terms of Service
  • Engage in prohibited conduct
  • Fail to pay fees or subscriptions as due
  • Pose a safety, legal, or security risk to the Platform or other users

1.9 Third-Party Services

The Platform relies on third-party service providers, including but not limited to:

  • Payment Processing: Stripe, PayPal
  • Content Delivery: Bunny CDN (video/audio hosting), LiveKit (voice agent infrastructure)
  • Analytics & Tracking: Google Analytics, Google Tag Manager, Cloudflare
  • Email & CRM: FluentCRM and related email delivery services
  • Platform Tools: WordPress, BuddyPress, FluentCommunity, GeneratePress

We are not responsible for service interruptions, outages, or failures by third-party providers. Each service provider has its own terms of service and privacy policies. Your use of the Platform constitutes acceptance of these third-party terms.

Note on Third-Party Changes: Because the business and technology landscape evolves rapidly, Profe Jaimi may integrate, remove, or change third-party service providers without advance notice. Please consult this policy periodically for updates.

1.10 Limited Liability & Disclaimer

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE.” PROFE JAIMI AND ENGLISH WITH PROFE JAIMI DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

  • No Warranty on Coach Destiny: Coach Destiny is an AI-powered coaching tool designed to support language learning. It is not a substitute for professional instruction or personalized tutoring. Profe Jaimi does not warrant the accuracy, completeness, timeliness, or effectiveness of AI-generated suggestions or assessments.
  • Third-Party Outages: We are not liable for service interruptions, data loss, or failures caused by third-party providers (Stripe, PayPal, Bunny CDN, LiveKit, etc.).
  • User-Generated Issues: We are not liable for losses or damages arising from your use of or inability to use the Platform, including any loss of data, revenue, or opportunity.

Limitation of Liability: Profe Jaimi’s total liability arising from or relating to the Platform shall not exceed the total amount you have paid to Profe Jaimi in the 12 months preceding the claim.

1.11 Modification of Terms

Profe Jaimi may modify these Terms of Service at any time, effective upon posting to the Platform. Your continued use of the Platform following any changes constitutes your acceptance of the modified terms. It is your responsibility to review these terms periodically. Material changes will be noted by the “Last Updated” date at the top of this page.

1.12 Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or the Platform shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming. You consent to the personal jurisdiction of these courts and waive any objection to venue.

1.13 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

1.14 Entire Agreement

These Terms of Service, along with the Privacy Policy below, constitute the entire agreement between you and Profe Jaimi regarding the Platform and supersede all prior and contemporaneous agreements, whether written or oral.


2. PRIVACY POLICY

2.1 Introduction

Profe Jaimi and English with Profe Jaimi (“we,” “us,” “Profe”) are committed to protecting your privacy. This Privacy Policy explains what personal data we collect, how we use it, who we share it with, and your rights regarding your data. It applies to all users of the Platform, including those in the European Union, California, and elsewhere.

This policy complies with the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and applicable US privacy laws.

2.2 Data We Collect

2.2.1 Information You Provide

  • Account Registration: Name, email address, password (hashed and encrypted)
  • Payment Information: Billing name, address, and payment method details (processed directly by Stripe and PayPal; we do not store full card numbers)
  • Profile Information: Optional profile picture, bio, learning goals, and CEFR level self-assessment
  • Learning Data: Speaking samples, written assignments, quiz results, learning activity logs, time spent on content, and progress tracking
  • Communications: Messages, feedback, support requests, and any correspondence with Profe Jaimi or other users

2.2.2 Information Collected Automatically

  • Usage Data: Pages visited, content accessed, time spent, clicks, and navigation patterns
  • Device & Connection Data: IP address, device type, operating system, browser, and internet service provider
  • Location Data: Approximate geographic location inferred from IP address (not precise GPS)
  • Cookies & Tracking: First-party cookies for session management; third-party cookies via Google Analytics and Google Tag Manager for analytics and advertising

2.2.3 Coach Destiny Interaction Data

When you use Coach Destiny (the AI coaching agent), we collect and process:

  • Audio Recordings: Your voice and speech samples submitted for assessment
  • Speech Processing Data: Transcriptions, pronunciation analysis, CEFR assessments, and AI-generated feedback
  • Interaction Logs: Questions asked, responses received, coaching session duration, and user engagement metrics

This data is processed by LiveKit and related AI infrastructure partners as necessary to deliver the service.

2.2.4 Third-Party Data

We may receive data about you from:

  • Payment processors (Stripe, PayPal) for transaction verification
  • Cloudflare for security and performance analytics
  • Google Analytics for usage analytics
  • Other service providers as needed for Platform operation

2.3 Legal Basis for Processing (GDPR)

If you are in the EU or UK, we process your data based on:

  • Contractual Necessity: Processing required to deliver the Platform and your membership
  • Legitimate Interest: Platform improvement, security, fraud prevention, marketing, and analytics (balanced against your rights)
  • Consent: For optional services like marketing communications (you can withdraw at any time)
  • Legal Obligation: Compliance with applicable laws, tax requirements, and law enforcement requests

2.4 How We Use Your Data

We use your personal data to:

  • Deliver the Service: Provide Platform access, process payments, manage accounts, and deliver coaching
  • Learning & Improvement: Track progress, personalize recommendations, improve content relevance, and enhance Coach Destiny accuracy
  • Analytics & Research: Understand user behavior, identify trends, improve Platform features, and inform product decisions
  • Marketing & Promotion: Send newsletters, promote new content, run A/B tests, and analyze campaign effectiveness (only with your consent where required)
  • Security & Compliance: Detect fraud, prevent abuse, enforce Terms of Service, and comply with legal obligations
  • Content Creation & AI Training: Use anonymized or aggregated data (and your consent-granted specific content) to improve Coach Destiny, train AI models, and create educational case studies
  • Customer Support: Respond to inquiries, troubleshoot issues, and resolve disputes

2.5 Data Sharing & Third Parties

We share your data with:

  • Payment Processors: Stripe and PayPal (for billing and transaction processing)
  • Content & Infrastructure Providers: Bunny CDN, LiveKit, and related hosting partners (for content delivery and AI coaching)
  • Analytics Providers: Google Analytics, Google Tag Manager, Cloudflare (for usage analysis and performance)
  • Email & CRM Services: FluentCRM and related email delivery services (for communications and automation)
  • WordPress & Plugin Providers: Third-party services integrated with our WordPress platform for core functionality

We do NOT sell your personal data to third parties for their independent marketing purposes. However, we do allow third parties to use your data for the purposes described above as necessary to deliver the Platform.

Data Sharing with AI Training: Your learning data, speaking samples, and interaction logs may be used to improve Coach Destiny and related AI systems. If you object to this use, contact us to opt out (certain Platform features may be unavailable).

2.6 International Data Transfers

We are based in Colombia (US expat operations) and process data in the United States and other countries. If you are in the EU or UK, we rely on Standard Contractual Clauses (SCCs) and other legal mechanisms to ensure adequate protection for data transfers outside your region.

2.7 Data Retention

  • Account Data: Retained while your account is active and for 1 year after deletion (for legal and dispute purposes)
  • Payment Records: Retained for 7 years (US tax and legal requirements)
  • Learning Data & Speech Samples: Retained indefinitely for Platform improvement and AI training unless you request deletion
  • Cookies & Tracking Data: Retained until expiration or clearing (typically 1–24 months)
  • Email Communications: Retained as long as you remain subscribed or for legal compliance

You may request deletion of your data at any time (subject to legal retention obligations).

2.8 Your Privacy Rights

For EU & UK Users (GDPR):

  • Right to access your data
  • Right to rectify (correct) inaccurate data
  • Right to erasure (“right to be forgotten”) — with exceptions for legal obligations
  • Right to restrict processing
  • Right to data portability (receive your data in a structured format)
  • Right to object to processing (including direct marketing and profiling)
  • Right to lodge a complaint with your data protection authority

For California Users (CCPA):

  • Right to know what personal information is collected, used, shared
  • Right to delete personal information (with exceptions)
  • Right to opt-out of the sale or sharing of personal information
  • Right to correct inaccurate personal information
  • Right to limit use and disclosure of sensitive personal information
  • Right to non-discrimination for exercising CCPA rights

For All Users:

  • Right to opt out of marketing communications
  • Right to request a copy of your data
  • Right to request deletion (subject to legal obligations)
  • Right to contact our Data Protection Officer

To exercise any of these rights, email [profe@englishwithprofejaimi.com] with “PRIVACY REQUEST: [RIGHT]” in the subject line.

2.9 Cookies & Tracking Technologies

We use:

  • Essential Cookies: Session management, security, and Platform functionality (necessary for operation)
  • Analytics Cookies: Google Analytics and Cloudflare for usage tracking (you can opt-out via browser settings)
  • Third-Party Pixels: Google Tag Manager and related tools for marketing analysis

You can control cookies via your browser settings. If you disable essential cookies, some Platform features may not work. Disabling analytics cookies will not affect Platform functionality.

To opt out of Google Analytics, use the Google Analytics Opt-Out Browser Add-on.

2.10 Do Not Track Signals

We do not respond to “Do Not Track” (DNT) browser signals. However, you can disable cookies and opt out of analytics through your browser settings.

2.11 Children & Minors

The Platform is not intended for users under 18. We do not knowingly collect data from children. If we learn that we have collected data from a minor, we will delete it immediately. If you believe a child has provided us with personal data, contact us at [profe@englishwithprofejaimi.com].

2.12 Data Security

We implement industry-standard security measures, including:

  • SSL/TLS encryption for data in transit
  • Encrypted storage for sensitive data
  • Access controls and user authentication
  • Regular security audits and monitoring
  • Secure password hashing

However, no system is 100% secure. We cannot guarantee absolute security. If a breach occurs, we will notify affected users as required by law.

2.13 Third-Party Services & Data Handling

Your data is processed by third-party service providers listed above. Each has its own privacy policy:

We are not responsible for third-party handling of your data. Please review their policies.

Important: Third-party service providers may change. This policy may be updated to reflect new providers. Check back periodically.

2.14 California Privacy Rights (CCPA) Specifics

Right to Know: You may request what categories of personal information we collect, the purposes of collection, and who we share it with. Email [profe@englishwithprofejaimi.com] to submit a request.

Right to Delete: You may request deletion of personal information we have collected. We will honor requests within 45 days, except where:

  • Data is necessary to complete a transaction (your membership)
  • Legal obligations require retention (tax records)
  • Data was aggregated and anonymized

Right to Opt-Out: You may opt out of our sharing of your data for marketing purposes (we don’t actively “sell” data, but we do share it with service providers for their use in analytics and marketing). To opt out, email us.

Right to Limit: You may request that we limit use of sensitive personal information. We use sensitive data (speech samples, location) only for Platform operation and improvement.

Verification: We will verify your identity before processing requests. We may ask for account details or other information to confirm you are the data subject.

2.15 Data Protection Officer & Contact

Data Protection Officer Contact: [profe@englishwithprofejaimi.com]

For privacy inquiries, concerns, or to exercise your rights, contact us with:

  • Your name and email address
  • The right you are exercising (access, deletion, correction, etc.)
  • Specific details of your request
  • Proof of identity if requesting access to another person’s data

We will respond within 30 days (or as required by law).

2.16 Updates to Privacy Policy

We may update this Privacy Policy at any time. Material changes will be noted with a new “Last Updated” date. Your continued use of the Platform constitutes acceptance of the updated policy. Significant changes will be announced via email or Platform notification.


3. DISCLAIMERS & ADDITIONAL NOTICES

3.1 AI Coaching Disclaimer

Coach Destiny is an artificial intelligence system designed to support English language learning. It is not a substitute for professional language instruction, tutoring, or personalized coaching from a certified instructor.

  • AI-generated assessments and feedback may not be perfectly accurate and should not be relied upon as formal proficiency certifications.
  • Coach Destiny’s recommendations are based on algorithmic analysis and may not address all individual learning needs.
  • Profe Jaimi does not warrant that Coach Destiny will produce specific learning outcomes or achieve any particular proficiency level.
  • Results vary based on learner engagement, prior knowledge, and practice frequency.

Use Coach Destiny as a supplementary tool, not a replacement for professional instruction.

3.2 Educational Content Disclaimer

All content on the Platform (episodes, audio, courses, materials) is provided for educational purposes only. The Platform does not constitute formal instruction or credentialing. Profe Jaimi does not guarantee that completing Platform content will result in:

  • Achievement of a specific CEFR level
  • Job advancement or career success
  • Certification from external language bodies (Cambridge, TOEFL, etc.)
  • Fluency or native-like proficiency

Your results depend on personal effort, consistency, and external factors beyond Profe Jaimi’s control.

3.3 Medical & Professional Disclaimer

The Platform does not provide medical, legal, financial, or professional advice. If you require professional guidance in any area, consult a qualified professional. Profe Jaimi is not liable for any decisions or actions taken based on Platform content.

3.4 Accessibility

We are committed to making the Platform accessible to users with disabilities. If you encounter accessibility barriers, please contact us at [profe@englishwithprofejaimi.com]. We will work to address issues in accordance with applicable accessibility standards.

3.5 External Links

The Platform may contain links to external websites and resources. We are not responsible for the content, accuracy, or practices of third-party sites. Your use of external links is at your own risk. We do not endorse all external sites or guarantee their content.

3.6 User-Generated Content

While we moderate the Platform for compliance with these Terms, we do not review or endorse all user-generated content. Users are responsible for their own postings. Profe Jaimi is not liable for offensive, inaccurate, or harmful user-generated content. If you encounter inappropriate content, report it to [profe@englishwithprofejaimi.com].

3.7 Copyright & Intellectual Property

  • Our Content: All original content on the Platform is owned by Profe Jaimi and protected by copyright. Reproduction without permission is prohibited.
  • Your Content: By uploading or posting content, you grant us the rights described in Section 1.6.
  • Third-Party Content: Some content may be licensed from third parties. Respect all copyright and intellectual property notices.
  • DMCA Compliance: If you believe content on the Platform infringes your copyright, contact [profe@englishwithprofejaimi.com] with DMCA details (description of infringement, your contact information, and statement under penalty of perjury).

We will investigate and remove infringing content where appropriate.

3.8 Service Interruptions

The Platform may experience interruptions for maintenance, upgrades, security updates, or unforeseen events. We will attempt to minimize disruption and provide notice where possible. We are not liable for losses caused by service interruptions beyond our control.

3.9 Force Majeure

Neither party is liable for failure to perform due to circumstances beyond reasonable control (natural disasters, war, pandemics, government actions, etc.). This does not excuse payment obligations.

3.10 Contact Information

For Terms of Service Questions: English with Profe Jaimi Fidelis Consulting & Training LLC Wyoming Email: [profe@englishwithprofejaimi.com]

For Privacy Concerns: Email: [profe@englishwithprofejaimi.com] Subject: “PRIVACY REQUEST”

For Legal Disputes: Disputes shall be resolved in the state and federal courts of Wyoming.


4. SUMMARY OF KEY POINTS

ItemYour Rights / Our Policy
Age18+ only
RefundsNo refunds — all sales final
Content OwnershipYou own your content; Profe retains license for marketing/improvement
Third PartiesData shared with Stripe, PayPal, Bunny, LiveKit, Google Analytics, Cloudflare, and others
Data RetentionAccount data 1 year; payments 7 years; learning data indefinitely (unless deleted)
GDPR RightsAccess, correction, erasure, portability, restriction, objection
CCPA RightsKnow, delete, opt-out, correct, limit use
Account TerminationCan terminate for ToS violations or non-payment
Prohibited ConductNo bots, scraping, reverse engineering, reselling, harassment, illegal activity
Governing LawWyoming law; disputes in Wyoming courts
Policy ChangesCan change anytime; continued use = acceptance

© 2025–2027 English with Profe Jaimi. All rights reserved.